Keller Williams Realty - Sarah Herda

Strategic Home Buying
A Smart Long-Term Investment in Today’s Market

Here’s why buying a home now might just be a smart move


Amidst the chatter about climbing interest rates in the real estate world, it’s wise to see the bigger picture.

Looking Back
Believe it or not, interest rates have been much higher in the past. Back in the 1980s, they were over 18%, but now they’re still under 4%. So, historically speaking, rates are pretty good right now.

Building Equity
When you buy a home, you start to build equity with every mortgage payment. That’s like putting money into a piggy bank that grows over time.

A Long-Term Play
Real estate is known for being a solid investment over the years. Properties usually go up in value, so your home is likely to be worth more in the future.

Tax Perks
Owning a home can save you money on taxes. You can often deduct things like mortgage interest and property taxes.

Beating Inflation
As things get more expensive over time (that’s inflation), owning a home means your investment could also increase in value, which helps you keep up with or even get ahead of inflation.

Wrapping Up
Even with interest rates getting a bit higher, there’s still a good chance for those looking to buy a home. Rates are low compared to the old days, and you can build equity, enjoy tax benefits, and protect yourself against inflation. Buying a home today is thinking ahead financially.

Don’t forget, interest rates are just one part of the picture. Owning a home remains a stable and potentially profitable investment.

Ready to make a move? I’m here to help!

Sarah Herda
[email protected]